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In an era of unprecedented openness and ease of communications, where even the most controversial subjects can find their time in the limelight, there's one subject that remains perplexingly taboo: Money. So much so, in fact, that a recent study demonstrated that Americans were twice as likely to feel comfortable discussing subjects such as drug use, mental illness, or marital difficulties than have a conversation about their household income or debt.

This long-standing aversion to discussing money can cause us to miss out on essential conversations, information, and joint decision-making processes that can benefit our finances and reduce stress and worry regarding our finances. It can also engender unrealistic expectations about money; deprive us of support and advice from trusted friends and family; and cause us to avoid learning more about managing our finances.

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Our physical and emotional health can also suffer, as demonstrated in studies that indicate those with financial worries used painkillers at a significantly higher frequency. If fear or embarrassment are causing you to avoid seeking financial advice, help, or support, it can reflect in your overall quality of life.

Learning to talk about money is similar in some ways to discussing other contentious topics, such as politics or relationships. We expect that it can bring forth uncomfortable emotions and conflict, yet many of us have learned how to do so, anyhow. There are some learnings from other difficult subjects that we can apply to our money conversations:

Money concerns are universal. Unless your last name is Buffett, Gates, or Rockefeller, it's likely you've experienced financial worry, and so have your neighbors and friends. In fact, over 77% of Americans report feeling anxious over their financial situation. Recognizing that most of us feel stress over our finances helps us understand that we're not alone, and would probably find a sympathetic ear when discussing money.

Draw on comfort with other "taboo" subjects. Most of us have learned how to discuss other subjects that previously seemed taboo such as sex, relationship problems, mental health, politics, and so on. Draw on the confidence you've gained from speaking candidly about other subjects you once found difficult. What did you do or say to gain confidence with those subjects? Can any of those learnings be applied to the way you talk about money?

Understand Your money emotions. What emotions are you currently experiencing about money? Is it shame over debt, fear of not knowing enough, or something else? Identifying these emotional triggers can help you see your problems more realistically and not catastrophize.

Talk to the right people. Your money conversations can take many shapes, depending on what you're experiencing, feeling, and who's involved in your finances. Identify who you feel comfortable with that can help you make sense of your problems. Sometimes, that's a partner or family. At other times, that can be a professional, such as a financial planner.

Increase your confidence online. If you're still not quite ready to make the leap and discuss finances with people in your life, then consider starting online. Popular discussion boards, such as Bogleheads, can provide you with an anonymous place to air your concerns and receive feedback.

PayPal has always empowered its members to improve financial health, so it’s no surprise that they’re serious about saving people money. So serious in fact that they recently added Honey to their line of services, a money-saving browser extension already used by millions. And if you ever buy anything online, you’re going to want to read this.

So what is Honey?

Honey is a free tool that automatically searches for discounts when you shop online. With one click, it'll test promo codes and apply them right to your cart – in seconds!

The savings are real: Honey users save an average of $126 every year and score about 18% off purchases – whether you’re buying the latest iPhone, kitchen gadgets, or just ordering pizza for dinner, that can really add up.

How do I get it?

First, add Honey to your computer - it works on Chrome, Firefox, Edge, Safari, and Opera. You'll see an "h" button show up in your toolbar.

The next time you're shopping online, just click that button and BAM – the price will instantly drop if Honey finds a deal for you.

 Anything else I need to know?

Honey is 100% free for members and makes a small commission from merchants when it finds you savings. The company takes privacy very seriously and will never sell your data, ever. Read more about their privacy policy here.

If you like free money, do yourself a favor and add Honey now – your wallet will thank you.