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FG Urged To Support Fintechs For Global Edge

Managing Director Of Precise Financial Systems, Yele Okeremi, Has Called On The Federal Government To Play A Leading Role In Posit...

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Managing Director of Precise Financial Systems, Yele Okeremi, has called on the Federal Government to play a leading role in positioning Nigeria’s fintech sector for global leadership. Speaking on the C-Suite Café podcast hosted by journalist and brand strategist Mr. Ikem Okuhu, Okeremi said Nigeria’s fintech industry has the potential to compete globally but would struggle to do so without active government support and strategic policy interventions. He cited the example of China’s UnionPay, which rose to become a global card payment giant through deliberate government backing. “UnionPay started as China UnionPay. Today, its cards are accepted all over the world. It didn’t happen by magic; it was a result of a deliberate government strategy,” he said in a statement on Thursday. Okeremi sought to know why Verve, a homegrown Nigerian card scheme, has failed to achieve similar global status despite its capabilities. “The people behind Verve had sellable technology but could not withstand the headwinds of global competition. For local payments, we are issuing Mastercard and Visa when we have Verve. Who does that?” he queried. The fintech pioneer argued that the country’s market size and natural resources give it all it needs to create globally competitive financial technologies. However, he said the private sector alone cannot bear the burden of scaling these innovations. “Until the government provides the needed support and policy leverage, the private sector will achieve only limited success. Without sovereign backing, you can’t fly,” he noted. Okeremi also expressed concern over the dominance of foreign ownership in fintech startups often celebrated as Nigerian unicorns. He referenced his role as one of the founding figures behind Interswitch, explaining that firms like it had to partner with foreign entities due to an unfavourable environment for scale. “I don’t blame those who sold out to foreign interests. But should we continue on this trajectory? It reflects people going nowhere,” he said. He urged the government to identify promising local fintech players and actively promote them on the global stage, using storytelling and strategic partnerships to create international trust and adoption. The veteran also called for a leadership system that entrusts key political and economic roles to individuals with proven records of wealth creation and innovation. “The real meaning of wealth is not cash, but the capacity to create from nothing,” he stated.

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Is Your Breakfast Cereal Healthy?

A New Study Examines The Nutritional Value Of Popular Breakfast Cereals — Maybe The One You're Eating Right Now.

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Healthwatch 33

A new study examines the nutritional value of popular breakfast cereals — maybe the one you're eating right now.

Overhead view of a bowl of O-type breakfast cereal with a strawberry and sliced banana on top; next to the bowl are a spoon, two whole bananas, and a small bowl of strawberries.

I have a confession: I like cereal. And not just a little.

When I was a kid, I’d have ready-to-eat breakfast cereal in the morning and again after dinner as dessert. Raisin Bran, Corn Flakes, and Rice Krispies were in regular rotation. And if there was milk left over after finishing the cereal, I’d do what so many other cereal lovers do: add more cereal until the milk and cereal disappear together. Cereal is still on my short list of favorite foods.

I’m not alone in this. In the US, more than a quarter of children and adolescents devour ready-to-eat cereal for breakfast most days of the week. Among adults, around half eat cereal at least once or twice a week. Beloved athletes often appear on cereal boxes and a number of celebrities have proclaimed their love for the stuff, including Jerry Seinfeld and Justin Timberlake.

Part of the appeal is advertising touting cereal as a healthy choice. A 2025 study of more than 600 breakfast cereals disputes this, particularly for many cereal all-stars.

How healthy are breakfast cereals?

Not so much. Many — perhaps, most — of the biggest names in the cereal world have a lot of sugar, minimal protein before adding milk, a bunch of additives, and not much else. Some don’t even have much fiber, a feature that is supposed to make breakfast cereal a healthy choice.

And, you know the 120 to 150 calorie count often listed on the side of the box? Turns out that the actual portions many people consume (including me) can easily soar past 300 calories at a time.

And what about eye-catching boasts like “heart healthy,” “high in vitamins,” “all natural,” or “part of a healthy breakfast"? Unfortunately, researchers have found little connection between health claims and overall nutritional content. In fact, for many cereals, the bulk of the nutritional value relies on something that’s not even in the box: milk.

A closer look at seven popular breakfast cereals

Here are the seven top-selling breakfast cereals in the US:

Cheerios

Frosted Flakes

Honey Nut Cheerios

Honey Bunches of Oats

Cinnamon Toast Crunch

Froot Loops

Lucky Charms.

Most are sweet, highly processed, and have lots of empty calories. Some add vitamins, though usually in small amounts, while others sprinkle in sodium (salt) you don’t need. Playing up potentially healthy features such as fiber content while ignoring high sugar and calories is common. And cutting out artificial colors and flavoring won’t transform these cereals into healthy or nutrient-dense foods.

But breakfast cereals are getting healthier, right?

A study published in May 2025 found just the opposite. It looked at the nutritional value of 1,200 ready-to-eat cereals marketed to children that were new or reformulated between 2010 and 2023 and noted a clear trend in the wrong direction: increasing amounts of fat, sodium, and sugar along with decreasing protein and fiber.

Fortunately, there are efforts underway to improve the types of cereals kids eat: USDA guidelines for school breakfast programs this year aim to gradually reduce the amount of sugar and salt and increase the amount of whole grains required.

So, what’s a breakfast eater to do?

When it comes to breakfast choices, surely we can do better than sugar-packed, high-calorie, low-nutrient cereals that are hyped by marketers (especially to kids) and sell so well.

One option, of course, is to switch to healthier breakfast foods like oatmeal with a sprinkle of fruit and nuts, eggs, yogurt with fruit, or peanut butter on whole grain toast.

But if you’re as stuck on ready-to-eat breakfast cereal as I am, check the nutrition label for these healthy aspects:

whole grain as the first ingredient

at least 2.5 grams of fiber per serving, though at least 5 grams per serving is even better

minimal or no added sugar or sodium

150 calories or less per serving — and measure that serving, which is often 3/4 to 1 cup (far less than the average bowl holds!)

a short ingredient list with items you recognize as food (rather than things like butylated hydroxytoluene or food dyes).

Examples of cereals that fulfill most of these include Shredded Wheat, Kashi Go Lean, Cheerios, and All-Bran.

The bottom line

If you like ready-to-eat breakfast cereal, it’s not the worst thing out there, especially when served with skim or non-dairy milks that are high in protein or have been fortified with it. But be selective and careful about portion control. A healthy breakfast helps fuel your body and should be more than sweet, crunchy junk food masquerading as a nutritious meal.

Harvard Health Publishing

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