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Samade
3 Stages Of Failure In Life And Work And How To Fix Them
~11.9 mins read
One of the hardest things in life is to know when to keep going and when to move on.

On the one hand, perseverance and grit are key to achieving success in any field. Anyone who masters their craft will face moments of doubt and somehow find the inner resolve to keep going. If you want to build a successful business or create a great marriage or learn a new skill then “sticking with it” is perhaps the most critical trait to possess.

On the other hand, telling someone to never give up is terrible advice. Successful people give up all the time. If something is not working, smart people don’t repeat it endlessly. They revise. They adjust. They pivot. They quit. As the saying goes, “Insanity is doing the same thing over and over again and expecting different results.” 

Life requires both strategies. Sometimes you need to display unwavering confidence and double down on your efforts. Sometimes you need to abandon the things that aren’t working and try something new. The key question is: how do you know when to give up and when to stick with it?

One way to answer this question is to use a framework I call the 3 Stages of Failure.

3 Stages of Failure

The 3 Stages of Failure
This framework helps clarify things by breaking down challenges into three stages of failure:

Stage 1 is a Failure of Tactics. These are HOW mistakes. They occur when you fail to build robust systems, forget to measure carefully, and get lazy with the details. A Failure of Tactics is a failure to execute on a good plan and a clear vision.
Stage 2 is a Failure of Strategy. These are WHAT mistakes. They occur when you follow a strategy that fails to deliver the results you want. You can know why you do the things you do and you can know how to do the work, but still choose the wrong what to make it happen.
Stage 3 is a Failure of Vision. These are WHY mistakes. They occur when you don't set a clear direction for yourself, follow a vision that doesn't fulfill you, or otherwise fail to understand why you do the things you do.
In the rest of this article, I’ll share a story, solution, and summary for each stage of failure. My hope is that the 3 Stages of Failure framework will help you navigate the tricky decision of deciding when to quit and when to stick with it. It's not perfect, but I hope you find it to be useful.

3 Stages of Failure explained

Stage 1: A Failure of Tactics
Sam Carpenter became a small business owner in 1984. Using $5,000 as a down payment, he purchased a struggling business in Bend, Oregon and renamed it Centratel.

Centratel provided 24/7 telephone answering service for doctors, veterinarians, and other businesses that needed the phones to be answered at all hours, but couldn't afford to pay a staff member to sit at the desk constantly. When he bought the business, Carpenter hoped that Centratel “would someday be the highest-quality telephone answering service in the United States.” 

Things did not go as expected. In a 2012 interview, Carpenter described his first decade and a half of entrepreneurship by saying,

“I was literally working 80 to 100 hours a week for 15 years. I was a single parent of two kids, believe it or not. I was very sick. I was on all kinds of antidepressants and so forth…

I was going to miss a payroll and lose my entire company. If you can just imagine a nervous wreck, physical wreck, and then multiply that by ten, that’s what I was. It was a horrible time.”

One night, just before he was about to miss payroll, Carpenter had a realization. His business was struggling because it completely lacked the systems it needed to achieve optimal performance. In Carpenter’s words, “We were having all kinds of problems because everybody was doing it the way that they thought was best.”

Carpenter reasoned that if he could perfect his systems, then his staff could spend each day following best practices instead of constantly putting out fires. He immediately began writing down every process within the business.

“For instance,” he said. “We have a nine-step procedure for answering the phone at the front desk. Everybody does it that way, it’s 100% the best way to do it, and we’ve taken an organic system and made it mechanical, and made it perfect.” 

Over the next two years, Carpenter recorded and revised every process in the company. How to make a sales presentation. How to deposit a check. How to pay client invoices. How to process payroll. He created a manual that any employee could pick up and follow for any procedure within the company—system by system, step by step.

What happened?

Carpenter’s workweek rapidly decreased from 100 hours per week to less than 10 hours per week. He was no longer needed to handle every emergency because there was a procedure to guide employees in each situation. As the quality of their work improved, Centratel raised their prices and the company's profit margin exploded to 40 percent.

Today, Centratel has grown to nearly 60 employees and recently celebrated its 30th year in business. Carpenter now works just two hours per week.

Fixing a Failure of Tactics
A Failure of Tactics is a HOW problem. In Centratel's case, they had a clear vision (to be “the highest-quality telephone answering service in the United States”) and a good strategy (the market for telephone answering services was large), but they didn't know how to execute their strategy and vision.

There are three primary ways to fix Failures of Tactics.

Record your process.
Measure your outcomes.
Review and adjust your tactics.
Record your process. McDonald's has more than 35,000 locations worldwide. Why can they plug-and-play new employees while still delivering a consistent product? Because they have killer systems in place for every process. Whether you're running a business, parenting a family, or managing your own life, building great systems is crucial for repeated success. It all starts with writing down each specific step of the process and developing a checklist you can follow when life gets crazy.

Measure your outcomes. If something is important to you, measure it. If you’re an entrepreneur, measure how many sales calls you make each day. If you’re a writer, measure how frequently you publish a new article. If you’re a weightlifter, measure how often you train. If you never measure your results, how will you know which tactics are working? 

Review and adjust your tactics. The fatiguing thing about Stage 1 failures is that they never stop. Tactics that used to work will become obsolete. Tactics that were a bad idea previously might be a good idea now. You need to be constantly reviewing and improving how you do your work. Successful people routinely give up on tactics that don't move their strategy and vision forward. Fixing a Failure of Tactics is not a one time job, it is a lifestyle.

Stage 2: A Failure of Strategy
It was March of 1999. Jeff Bezos, the founder of Amazon, had just announced that his company would launch a new service called Amazon Auctions to help people sell “virtually anything online.” The idea was to create something that could compete with eBay. Bezos knew there were millions of people with goods to sell and he wanted Amazon to be the place where those transactions happened. 

Greg Linden, a software engineer for Amazon at the time, recalled the project by saying, “Behind the scenes, this was a herculean effort. People from around the company were pulled off their projects. The entire Auctions site, with all the features of eBay and more, was built from scratch. It was designed, architected, developed, tested, and launched in under three months.” 

Amazon Auctions was a spectacular failure. Just six months after launch, management realized the project was going nowhere. In September 1999, they scrambled to release a new offering called Amazon zShops. This version of the idea allowed anyone from big companies to individuals to set up an online shop and sell goods through Amazon.

Again, Amazon swung and missed. Neither Amazon Auctions nor Amazon zShops are running today. In December 2014, Bezos referred to the failed projects by saying, “I’ve made billions of dollars of failures at Amazon.com. Literally billions.” 

Undaunted, Amazon tried yet again to create a platform for third-party sellers. In November 2000, they launched Amazon Marketplace, which allowed individuals to sell used products alongside Amazon's new items. For example, a small bookstore could list their used textbooks directly alongside new ones from Amazon. 

It worked. Marketplace was a runaway success. In 2015, Amazon Marketplace accounted for nearly 50 percent of the $107 billion in sales on Amazon.com. 

Fixing a Failure of Strategy
A Failure of Strategy is a WHAT problem. By 1999, Amazon had a clear vision to “be earth’s most customer centric company.” They were also masters of getting things done, which is why they were able to roll Amazon Auctions out in just three months. The why and how were handled, but the what was unknown.

There are three primary ways to fix Failures of Strategy.

Launch it quickly.
Do it cheaply.
Revise it rapidly.
Launch it quickly. Some ideas work much better than others, but nobody really knows which ideas work until you try them. Nobody knows ahead of time—not venture capitalists, not the intelligent folks at Amazon, not your friends or family members. All of the planning and research and design is just pretext. I love Paul Graham’s take on this: “You haven't really started working on [your idea] till you've launched.”

Because of this, it is critical to launch strategies quickly. The faster you test a strategy in the real world, the faster you get feedback on whether or not it works. Note the timeline Amazon operated on: Amazon Auctions was released in March 1999. Amazon zShops was released in September 1999. Amazon Marketplace was released in November 2000. Three huge attempts within 20 months.

Do it cheaply. Assuming you have achieved some minimum level of quality, it is best to test new strategies cheaply. Failing cheaply increases your surface area for success because it means that you can test more ideas. Additionally, doing things cheaply serves another crucial purpose. It reduces your attachment to a particular idea. If you invest a lot of time and money into a particular strategy, it will be hard to give it up on that strategy. The more energy you put into something, the more ownership you feel toward it. Bad business ideas, toxic relationships, and destructive habits of all kinds can be hard to let go once they become part of your identity. Testing new strategies cheaply avoids these pitfalls and increases the likelihood that you will follow the strategy that works best rather than the one you have invested in the most.

Revise it rapidly. Strategies are meant to be revised and adjusted. You’d be hard pressed to find a successful entrepreneur, artist, or creator who is doing exactly the same thing today as when they started. Starbucks sold coffee supplies and espresso machines for over a decade before opening their own stores. 37 Signals started as a web design firm before pivoting into a software company that is worth over $100M today. Nintendo made playing cards and vacuum cleaners before it stole the hearts of video game lovers everywhere. 

Too many entrepreneurs think if their first business idea is a failure, they aren’t cut out for it. Too many artists assume that if their early work doesn’t get praised, they don’t have the skill required. Too many people believe if their first two or three relationships are bad, they will never find love.

Imagine if the forces of nature worked that way. What if Mother Nature only gave herself one shot at creating life? We’d all just be single-celled organisms. Thankfully, that’s not how evolution works. For millions of years, life has been adapting, evolving, revising, and iterating until it has reached the diverse and varied species that inhabit our planet today. It is not the natural course of things to figure it all out on the first try.

So if your original idea is a failure and you feel like you’re constantly revising and adjusting, cut yourself a break. Changing your strategy is normal. It is literally the way the world works. You have to stay on the bus.

Stage 3: A Failure of Vision
Ralph Waldo Emerson was born in Massachusetts in 1803. His father was a minister in the Unitarian Church, which was a relatively popular branch of Christianity at the time.

Like his father, Emerson attended Harvard and became an ordained pastor. Unlike his father, he found himself disagreeing with many of the church's teachings after a few years on the inside. Emerson debated heavily with church leaders before eventually writing, “This mode of commemorating Christ is not suitable to me. That is reason enough why I should abandon it.” 

Emerson resigned from the church in 1832 and spent the following year traveling throughout Europe. The travels sparked his imagination and led to friendships with contemporary philosophers and writers such as John Stuart Mill, William Wordsworth, Samuel Taylor Coleridge, and Thomas Carlyle. It was later written that his travels to Paris sparked “a moment of almost visionary intensity that pointed him away from theology and toward science.” 

Upon returning to the United States, Emerson founded the Transcendental Club, which was a group of New England intellectuals like himself who wanted to talk about philosophy, culture, science, and improving American society.

Emerson's deep questioning of his life and values, which began with his work as a pastor, intensified during his international travels, and continued with his Transcendental Club meetings helped him realize the desire to become a philosopher and writer. He spent the rest of his years pursuing independent ideas and writing essays and books that are still valued today.

Fixing a Failure of Vision
A Failure of Vision is a WHY problem. They happen because your vision or goal for what you want to become (your why) doesn't align with the actions you are taking.

There are three primary ways to fix Failures of Vision.

Take stock of your life.
Determine your non-negotiable.
Navigate criticism.
Take stock of your life. People rarely take the time to think critically about their vision and values. Of course, there is no requirement that says you must to develop a personal vision for your work or your life. Many people prefer to go-with-the-flow and take life as it comes. In theory, that's just fine. But in practice, there is a problem:

If you never decide on a vision for your life, you'll often find yourself living someone else's dream.

Like many children, Emerson followed the path of his father to the same school and the same profession before opening his eyes and realizing it wasn't what he wanted. Adopting someone else's vision as your own—whether it be from family, friends, celebrities, your boss, or society as a whole—is unlikely to lead to your personal dream. Your identity and your habits need to be aligned.

Because of this, you need to take stock of your life. What do you want to accomplish? How do you want to spend your days? It is not someone else’s job to figure out the vision for your life. That can only be done by you. My suggestion is to start by exploring your core values. Then, review your recent experiences by writing an Annual Review or doing an Integrity Report. 

Determine your non-negotiable. Your “non-negotiable” is the one thing you are not willing to budge on, no matter what. One common mistake is to make the non-negotiable your strategy, when it should be your vision. It's very easy to get fixated on your idea. But if you're going to get obsessed with something, get obsessed with your vision, not your idea. Be firm on the vision, not on this particular version of your idea. Jeff Bezos has said, “We are stubborn on vision. We are flexible on details.” 

The key is to realize that nearly everything is a detail—your tactics, your strategy, even your business model. If your non-negotiable is to be a successful entrepreneur, then there are many ways to achieve that vision. If Amazon's non-negotiable is to “be earth’s most customer centric company,” they can lose billions on Amazon Auctions and Amazon zShops and still reach their goal.
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Samade
Restructure Nigeria Or We Break Up-- Pastor Adeboye Fumes In End Police Brutality Campaign 😓.
~1.3 mins read
Pastor Enoch Adeboye has lent his voice to the #Endpolicebrutality campaign and has also called for the restructuring of Nigeria.

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The clergyman who is the General Overseer of the Redeemed Christian Church of God RCG, said this in a posted shared on his Instagram page on Tuesday night October 13.

According to him, it is either Nigeria is "restructured or we break up."

''I believe that we might want to look at the problems of Nigeria in a slightly different manner. Some people feel that all our problems will be over if Nigeria should break up. I think that is trying to solve the problems of Nigeria as if it is a Simple Equation. The problems of Nigeria will require quite a bit of Simultaneous Equation and some of them are not going to be Linear either – forgive me I am talking as a Mathematician.

“Why can’t we have a system of government that will create what I will call the United States of Nigeria? Let me explain. We all know that we must restructure. It is either we restructure or we break, you don’t have to be a prophet to know that one. That is certain – restructure or we break up.

“Now, we don’t want to break up, God forbid.

“Without any doubt, we must restructure and do it as soon as possible. A United States of Nigeria is likely to survive than our present structure, this will help across every strata from the police force, military, customs, civil service as a whole. Without any doubt the present system has just made things difficult for Nigerians young and old and I’m glad to see the new era that we are entering. As we continue to pray and take actions, Let somebody shout hallelujah!

#endpolicebrutality #endkillings''
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Samade
LNG Playing Key Role In Global Gas Markets Amid Demand Shock
~2.2 mins read
Global herbal gasoline call is prophesy in conformity with arrive by way of three through cent year-on-year, yet a hundred and twenty billion solid metres (bcm), that year, according to a modern report by the International Energy Agency (IEA). The organization spoke of the estimated make a bid wound among the global herbal gasoline markets between 2020 prompted by a combination of factors, which include the Covid-19 pandemic, is the biggest among recorded history.

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The modern IEA's Global Gas Security Review 2020, launched about Monday, shows so much considering the fact that the global markets confronted a ancient study within gasoline call within the forward partially over the year, liquefied herbal fuel (LNG) has been enjoying a medium role in model international gasoline markets, making sure pliability or security concerning supply. Producers and exporters have been adjusting supply thru a number means, such as production shut-ins and discount between LNG then pipeline fuel volumes via contractual facility mechanisms.

 

Without the elasticity on global LNG supply, the Paris-based agency spoke of the coordination to it year's make a bid stroke would bear been less orderly, then may want to probably bear had a destructive impact about the commercial then contractual buildings underpinning global gasoline trade.

 

IEA observed while Covid-19 is a fundamental purpose of the historical claim shock, an particularly mild winter between the north hemisphere contributed drastically as global fuel assert dropped by four care of cent in H1 2020. The mature markets throughout Europe, North United States of America or Asia are additionally predicted according to account because on 80 through cent regarding the portend decay in global herbal fuel claim for 2020.

 

The current report, which presents manifest analysis concerning current LNG contracting developments then assesses the function regarding flexibility among gas supply adjustments, noted the United States performed a great role among the need pattern so that accounted because of the largest quantity on the downward adjustment of international LNG grant in the preceding partially over the year.

 

The file additionally highlighted the strong positive aspects of gas costs within the third footsie about it year, similar the supply changes yet improving demand. Natural fuel spot costs had plummeted in conformity with their insignificant degrees of at least a decennary between Q2 2020.

 

Low LNG contracting pastime is predicted according to persist upstairs the subsequent 5 years as much as regards one-third (about 190 bcm) of energetic contracts are fit according to expire in 2020 and 2025. This length coincides with then the building over the Nigeria Liquefied Natural fume (NLNG) Train 7 assignment is anticipated according to stay completed. The NLNG signed the Engineering, Procurement and Construction (EPC) contracts because of the additional liquefaction teach of May regarding it year, or the task is expected in imitation of stand fulfilled within 2025.

 

The call lifting subsequent yr is likely in accordance with lie supported through fast-growing markets between Asia, Africa and the Middle East, along incomplete about the extra mature markets seeing sedate recoveries. However, even are uncertainties above the look due in conformity with the second anxiety of Covid-19 then the aspect over a prolonged pandemic.
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Samade
Difference Type Of Intelligence
~1.6 mins read
*IQ , EQ , SQ , AQ*

According to Human psychologists, there are four types of intelligence: 

1) Intelligence Quotient 0(IQ)

2) Emotional Quotient (EQ)

3) Social Quotient (SQ)

4) Adversity Quotient (AQ)

*1. Intelligence Quotient (IQ):* this is the measure of your comprehension ability", solve maths; memorize things and recall subject matters.

*2. Emotional Quotient (EQ):* this is the measure of your ability to maintain peace with others; keep to time; be responsible; be honest; respect boundaries; be humble, genuine and considerate.

*3. Social Quotient (SQ):* 

This is the measure of your ability to build a network of friends and maintain it over a long period of time.

*People that have higher EQ and SQ tend to go farther in life than those with high IQ but low EQ and SQ. Most schools capitalize in improving IQ level while EQ and SQ are played down.*

A man of high IQ can end up being employed by a man of high EQ and SQ even though he has an average IQ.

*Your EQ represents your character; your SQ represents your charisma. Give in to habits that will improve these three Qs but more especially your EQ and SQ.*

EQ and SQ make one manage better than the other. 

Pls don't teach children only to have higher IQ , but also to have higher EQ and SQ.

Now there is a 4th one :

A new paradigm

*4. The Adversity Quotient (AQ):*

The measure of your ability to go through a rough patch in life and come out without losing your mind.

AQ determines who will give up in face of troubles and may abandon their families. 

*To parents*:

Expose children to other areas of life than academic. They should adore manual work (never use work as a form of punishment), sport and art .

Develop their EQ, SQ and AQ. They should become multifaceted human beings able to do things independently of the parents.

*Finally*, do not prepare the road for your children. Prepare your children for the road.

Please like comment and follow 🙏🙏
Thanks

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Samade
How Tree Crops Intervention Fund Will Revive Cocoa,oil Palm
~2.4 mins read
Before the oil boom, cocoa and palm oil were the mainstay of Nigeria’s economy. The boom shifted the country’s attention from tree crop production, a situation that led to the collapse of the once important export revenue.

Nigeria produces about 1.015million tonnes of palm oil, while countries like Indonesia and Malaysia are doing over 43million and 19million tonnes respectively.

For cocoa, Nigeria produces 328,263 metric tonnes, whereas countries like Ivory Coast and Ghana are doing over 2million and 800,000 metric tonnes respectively as the continent takes over 50 per cent global market share.

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Farmers and processors in the industry, however, want the Federal Government, through the Central Bank of Nigeria (CBN), to set up a special intervention for the tree crops development if the country must return to glorious days.

Henry Olatujoye, the chairman, Board of Trustees (BoT) of the Oil Palm Association of Nigeria, said the CBN should set up a special tree crop development fund with near zero interest at 2 per cent. This, he argued, would allow the kind of impact made in rice in crops like cocoa, oil palm and rubber.

“In cocoa and oil palm, the gestation period is three to five years and no bank is willing to give a loan with such moratorium. All the tree crops in Nigeria have derivatives. Oil palm has 15, cocoa has about seven and rubber has three. So what the CBN needs to do is create a special fund for the tree crop development,’’ he said.

The CBN, however, disclosed recently that as at April 2020, it had disbursed N34.34b to major oil palm companies, with a plan to plant new 100,000 hectares of palm trees by 2025, starting with 20,000 hectares in 2020.

But the national president of the Oil Palm Farmers Association of Nigeria, Igwe Hilary Uche, said the CBN should fund the small-scale local farmers instead of the major multinational giant companies.

He said that despite the various meetings with the apex bank and the setting up of various clusters with off-takers across major producing states, local farmers were yet to be enlisted in the Anchor Borrowers Programme.

This is, however,  not the case with cocoa as the national president of the Cocoa Farmers Association of Nigeria,  Mr Adeola Oluwatoyin Adegoke, said the CBN had released over N700million to 1,221 cocoa farmers in 10 states, with each farmer taking about N592,332 for maintenance of the existing cocoa plantations.

He said the current intervention was designed to increase the farmers’ productivity beyond the current abysmal level of 300kg of cocoa beans per hectare to about 800kg as obtained in Ivory Coast, Ghana Peru, Colombia and other countries.

Experts believe government’s efforts in funding the agricultural sector are already yielding results as the international trade data from the first quarter of 2020 showed that agric and raw material sectors were the only items that increased.

They believe that the grains are already picking up and a similar effort needs to be intensified in the tree crops to enable the country regain export positions in the international market, especially now that the crude earnings and unemployment figures have not been good in recent years.

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Samade
Ways To Survive When Broke
~5.2 mins read
These personal finance tips will help you keep going when you have no money and start moving towards financial freedom.

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How do you deal with having no money? When you are broke it can be hard to see the way out of your current financial situation. These tips will help you survive this time of your life and moving forward on the path to financial freedom.

Tired of being broke? These personal finance tips will help you keep going when you have no money and start moving towards financial freedom.

1. Keep a positive mindset

Right now might be a tough time for you financially, but realize it will pass. Nothing is permanent and you just have to do the best you can to get through it.

Stressing and having a negative mindset isn’t going to change the situation, it’s only going to make you feel worse. Take it day by day and focus on the positive.

2. Try a no-spend challenge

Turn saving money into a game to stay motivated. Try not spending money for a week or do a 30-day no-spend challenge. Certain necessities like groceries are allowed, but any extra spending is not allowed.

3. Find free activities to keep busy

If you are broke, staying in and moping about the situation isn’t going to help. Go for a walk, check out a book or movie from your local library, or look for free activities in your community. Keeping busy will take your mind away from your current financial situation.

4. Skip grocery shopping for a week

How much does your family spend on groceries per week?

Try skipping the grocery store for a week and eating what you already have in your cabinets and freezer.

I try to do this once a month to keep my grocery costs down ( and use up what I have already).

5. Sell items you don’t use for extra cash

Chances are you have plenty of things around the house you don’t use anymore. Clean out the closets, basement, or garage and sell them for some quick cash. Try Facebook buy/sell groups, Craigslist, or any other local community groups.

6. Take a close look at your budget

When money is tight, a budget is a necessity. Create a budget so you’ll know how much money is coming in and where it’s being spent.

7. Cut unnecessary expenses

When you first find yourself with no money left at the end of the month, you should start by taking a look at what expenses you can reduce/eliminate.

For example, subscriptions for music, tv streaming, and gaming can be reduced or eliminated. Also, you can have leftovers to save on food waste or create a meal plan to cut your grocery costs.

8. Consider ways to reduce your fixed expenses

There are times we end up in a situation where there’s no way out other than making a significant life change. Whether it’s becoming a one car family, moving in with family, or selling your home, sometimes choices like this are necessary to begin moving forward.

If you’ve already tried other methods to cut expenses and get your finances on track, it may be time to make more drastic changes.

9. Put the credit cards away

To get on the right track financially, you have to stop using credit cards as a crutch. I know I’ve been in the situation where my checking account was empty and I pulled out the credit card to make purchases anyway. I should have just gone without instead of getting further in debt.

If at the end if the month you find you are making up the difference in your budget by pulling out the credit cards, it’s time to put them away. Cut them up, freeze them in ice, do whatever you need to avoid using your credit cards.

The first step in improving your situation is to stop digging a bigger hole.

10. Take responsibility for your actions

Try not to blame everyone else for your situation. Realize that you have made decisions that led you to where you are today.

Taking responsibility for your own actions is an important step to avoiding the same mistakes.

11. Find additional sources of income

One of the quickest ways to get out of a financial hard spot is to increase your income.

It could mean working overtime, picking up a part-time job, or taking odd jobs like dog walking or babysitting. Do you have a unique skill such as photography, sewing, or computer repair where you can offer your services for money?

12. Pay your bills on time

Whenever possible, try to pay your bills on time.

13. Learn ways to live more frugally everyday

There’s always ways to stretch a dollar. From being more conscious of your utility usage to meal planning to cut your grocery costs, little savings will add up!

14. Track your expenses

You can’t get your spending under control until you know where your money is going. Start tracking your expenses each month so you can get a clear financial picture. Once you identify where you are spending money, you can start looking for ways to cut those expenses.

15. Find an accountability partner

Whether it’s a spouse, family member, or trusted friend, find someone that will help to hold you responsible for your actions. They can help you celebrate your wins too!

16. Learn your weaknesses

Think about where your financial weak spot is. Do you like to grab fast food for dinner on busy days? Do you end up with more that groceries in your cart at Walmart? Or maybe you can resist shopping when you have a coupon or discount code?

Once you know where your biggest weakness is, you can take steps to overcome it. For example, find quick easy meals to cook on those hectic nights or stick to cash budgeting for your groceries.

17. Set clear financial goals

A clear picture of what you want for yourself is a must! You need to know what you are working towards to stay motivated.

18. Carry cash for trouble spots

We all have areas of our budget that are difficult to keep in check. Whether it’s clothes, entertainment, or groceries, there’s a simple way to keep spending under control.

Use cash. Take out cash for the budgeted amount for your trouble category and then when it’s gone, it’s gone. When we are using a debit card, it’s hard to define a specific budget in our head. The visual of having cash helps keep us on track!

How to deal with being broke

When you have no money, it’s easy to feel hopeless about your situation. Finding ways to save money, increase your income, and manage your money better will get you on the right track financially!
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Samade
7 Types Of Men Women Find Attractive
~4.1 mins read

How to attract women is a thing men have been wondering for ages. Is it a complicated issue, or do the ladies file us away in neat stereotypical folders?

Gentlemen, the simple fact is that there are specific categories of men that women are just more likely to fawn over. 

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1. Affectionate Dog Owner

This may not come as a surprise to many of you, but puppies are a hit.

Men with puppies are hotter than men without according to women. Reddit is absolutely teeming with women who feel the same way. The consensus is that men who own dogs are generally perceived to be great caretakers no matter what.

How to attract women? Own a dog. Don't get a puppy for the sake of dating but if you already own one, post a few pictures!

2. High-Status Man

Status has more to do with cars, though. Social media yields unparalleled evidence of women's opinions on style. Even if a stylish man isn't a millionaire, the ladies tend to stick around.

Why? Stylish men are a rare commodity.

3. The Silver Fox

Also called the George Clooney Effect.

As women make more money, they focus more on male attractiveness. However, they consistently prefer an older, well-kept man; the elusive silver fox.

This is great for you gentlemen with greying hair that take good care of yourselves. Youth does not determine sex appeal, but grooming habits and style do.

4. Beefcake

Surprise, surprise muscular men are hot.

A study way back in 2007 in which women assessed a few shirtless guys. They rated beefcakes to be hotter, but ONLY for very short-term relationships. We're talking a one-night stand.

The muscles do help your sex appeal but only in the short term.

Muscular men are objectified, and the more skin they show, the worse it gets. In order to mitigate this, make sure to use your clothing to your advantage.

5. The Adventurer

How to attract women? A 2014 study determined that you need to take a few risks. No, forgetting to fasten your seat belt is not what I'm talking about.

The ladies love what the study called hunter-gatherer risks. These being hobbies and sports which carry a primordial vibe. Men with extreme hobbies have a good shot with the ladies.

They include handling dangerous animals, extreme sports like sky-diving, and hobbies such as mountain-climbing.

This is great news if you already fancy yourself an adventurer.

6. The Comedian

When it comes to how to attract women, funny guys reign supreme.

This comes from a 2015 study that had men and women come together for 10 minutes. As the couples got to know each other, laughter played an integral role in relationship potential.

In later interviews, the women would always consider the guy who made them laugh for a long-term relationship.

Laughter is also a clear indicator of relationship success. Couples who laugh together are happier together.

7. The Bad Boy

Bad boys are cool for a day.

Here's the deal: Many men are cursed with the Dark Triad personality traits

Narcissism, when all you can think of is yourself. Psychopathy, comprising a lack of empathy and erratic behavior. Finally Machiavellianism, encompassing ruthlessness and duplicity.

Narcissism lends itself well to women in the short term because these men are highly competitive. This leads them to outdo their peers and women notice.

Never imitate these guys their tactics go stale after a night or two.

Psychopathic men are ruthlessly exploitative and have been recorded to display superficial charm.

Machiavellian men are notoriously promiscuous because of their dominating personalities and opportunistic tendencies.

NONE of these are good they just work in the short term. In fact, they lend themselves to terrible relationship performance for the very same reasons listed above.

At the end of the day, this is about science, and it's terribly short-lived. It's not what men should emulate.

Summary 

We covered a wide range of male stereotypes that bring the ladies in like magnets.

The science gives us mixed results sometimes it comes down to style, other times it's about muscle. At times, toxic dudes like bad boys reap the benefits.

It's up to you how you approach the complex web of attraction. If you want my advice, I'd rather you try anything besides option 7

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Samade
Meet The Man With 7000 Different Cars In His Compound 😱😱
~1.4 mins read

I just wonder how a man can own lots of cars in his possession. What he is trying to prove in the first place? Is not bad to have a car but having it too much becomes a problem. How can a man have 7000 cars in his garage just for him alone. For those that don't know him, his name is Hassanal Bolkiah. He is the prime minister of Brunei. Brunei is located in the North coast of the island in East Asia. Hassanal Bolkiah is a machant and a lover of cars. In his garage, he has over 7000 thousand different cars. All his cars are all bulletproofed. Some of the cars like Mercedes benz are all customize specially for him and also his plate number are also customized.


Below are the breakdown of his car in his garage and how many are they

1. Rolls Royce’s=604

2. Mercedes Benz=574

3.Ferrari’s=452

4.BMW’s=209

5 Jaguar’s=179

6 Coenigsegg’s=134

7 Lamborghini’s=21

8 Aston Martin’s=11

9.SSC=1

See photos of his exotic cars

All his cars he has acquired is summed up to a total of $5b(five billion dollars) and his net worth is over $20b(20 billion dollars) 

But I still wonder if he drives all this cars at once. 

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