Being financially secure in ones 30s is one of the great achievements in life. 

 

Being amongst people who, in their 20s wine and dine with friends about how broke they are is not a place you're suppose to be.

Your 20s is supposed tone used to plan and create financially sufficiency you crave in life. It is the time to you get started, know what is wrong and right; a time to know what will work and wouldn't.

1. Educate Yourself About Money

Getting financial education in your 20s is one of the best things you will be glad you have in your subsequent years of living. 

Stop complaining of how hard it is to get money. Read financially book, study wealthy individuals; no rich person will voluntarily reveal the secret behind how they make their money.

2. Have An Emergency Fund

During in 20s inculcating the habit of having an emergency fund, this is something that should be slightly be different from your savings.

You could preferably set up a fixed account where you can put in a fixed price, no matter how little is, once it's accumulate over time, it should be enough to cater for emergency projects.

If you make this a habit in your 20s, it will be much more easier in subsequent years of your life.

3. Don't Treat Money The Way Others Do

A lot of treat money like normal things, when you ask them, do you know about money? They tend to laugh, the question will seem funny or embarrassing to them. While in reality they do; you shouldn't be one of them.

It you wouldn't want to learn to swim the day you found yourself in the middle of the sea, don't make use of money without understanding the psychology behind it.

Common ways people treat money include, NEEDING money instead of ATTRACTING it, knowing the PRICE of things and not its VALUE, not UNDERSTANDING how inflation eats their money. Be different when it comes to money, don't fear it; understand it.

4. Tailor A Budget That Can Works For You

One of the reasons you should make your finance your personal business is that, your WANTS and NEEDS is different from that of others, hence, difference in price and perceived value.

5. Set Financial Goals

Make setting financial goals an integral part of you. Know what you want, and how much it's going to cost.

Your twenties is an amazing time where you have time and more freedom; make the most of it. If you're able to set good financial goals and follow through, in your 30s, you'll be one of the people who are ahead in life.

6. Be Selfish With Your Money

This might sound harsh, or heartless, but trust me it will always remains one of the best financial advise anyone will ever give you.

Emotions can be tricky at times, when you're saving for your tomorrow, a lot of things will appear.

Things like you want to have something simply because you WANT it (Not Need It), or your friends needs money to do something real quick or other things that deal with emotions.

This is what I mean when I say you should be selfish with your money in your twenties. Be deliberate on how you spend, save and use your money.

Be strong and discipline enough to make money work for you, how to use it to achieve your financial goals and how to use it to create your desired life.

Final Notes

Have all these in place in your 20s and see how ahead you are in life. Take control of your financial life early, and see how easy it is to handle money.

It will mean a lot of me if you do any of liking, commenting, sharing or following me. I hope you've learnt a thing or two.

Thanks for reading.

This sets them apart from poor people. They approach failures with an “I can do it” attitude. Therefore, they use stumbling blocks as stepping stones to success. Billionaires believe failures are valuable learning curves. They love challenges. Similarly, they’re not afraid of taking calculated risks.

Never think you’re a failure. Use failures as stepping stones to work towards what you want to achieve. Don’t contemplate quitting either. Dream big and take action to make your dreams come true. Moreover, always take responsibility for the results, good or bad. Believe you can do it and you will.

Success is not measured by what you accomplish, but by the opposition you have encountered, and the courage with which you have maintained the struggle against overwhelming odds.

Good thinkers are always in demand. A person who knows HOW may always have a job, but the person who knows WHY will always be his boss. Good thinkers solve problems, they never lack ideas that can build an organization, and they always have hope for a better future. Good thinkers rarely find themselves at the mercy of others who tend to take advantage of them.

Do not fear failure but rather fear not trying read on !

Know this; billionaires are careful spenders, tough investors and love taking risks. Study their habits, learn from them and develop the same habits. And remember, getting rich is easy. However, staying rich requires hard work. On top of that, when you suddenly become rich it can suddenly disappear. Don’t strive to become a billionaire if you haven’t got the right mindset to live like one.

Furthermore, there’s a difference between ambition and achievement and each can exist without the other. Ambition without achievement means there’s work still to be done. One of the features of a successful man is ambitions.

Perhaps your parents had dreams of you being a lawyer or doctor. Perhaps your best friend wants to start a business with you. Perhaps you’ve been offered various pieces of advice on the routes you should take and the decisions you should consider.

Successful people understand that no one else’s intentions matter for their own journey, however well meaning they are. They know what they want to achieve and how they will achieve it and they ask for specific advice when required. Without a complete understanding of your goals, values, and what you're optimising for, all your efforts would be wasted. Successful people decide what they should do, ask for the specific guidance they need, and then act on it.

The rich only gets richer because the poor sees every opportunity as a scam. Successful people see the opportunity in every thing; when others have the mentality of a mediocre. They always expect less, when the rich expects much more. They dream small when others dream big.

Successful people know that grandiose plans and hype about what they hope to achieve one day is irrelevant, so they don’t talk about it. They see past it when others do. They know that plans can easily fall through and people can change their minds. They know much that is discussed never comes to fruition and they don’t want to be seen as someone who promises and doesn’t deliver. Instead, they put the work in and they share news when it’s finalised and not before.

Successful people are where they are because they have differentiated between little things and big things, where little things are admin tasks, pointless activities and other people’s priorities and big things are projects and actions that really make a difference. Doing small things leads nowhere significant, doing big things leads to greatness.

They are goal oriented, and work with vision to achieve their mission. Live the Life of Your Dreams: Be brave enough to live the life of your dreams according to your vision and purpose instead of the expectations and opinions of others

They know the difference between important and urgent and they attack their to-do list starting with what will make the most difference, not what is easiest to tick off. Perhaps they’re sluggish submitting expense claims or clearing their inbox and their house is a mess but they sure know how to produce exceptional results. Successful people measure success in terms of output and effectiveness, not busyness or other metrics that mask truly making a difference.

Successful people do not care about always being right. In fact, they want to be proven wrong. They want to hear other perspectives and to learn and hold a mindset that can adapt and grow. They love being challenged and their opinions are loosely held and open to modifications.

The best years of your life are the ones in which you decide your problems are your own. You do not blame them on your mother, the ecology, or the president. You realize that you control your own destiny.

Successful people know the true value of their time and can walk away from a situation that’s escalating into unnecessary conflict. They don’t look for fights and abrasiveness is a tool only used if absolutely necessary. They know that it’s impossible to ever win an argument and they don’t crave debates because they know no side will ever change their mind. They can agree to disagree and leave it there without losing any sleep and having the last word isn’t something they seek.

In life, you can't please everyone, if you think you can, you would be endangering yourself.

Don't let the expectations and opinions of other people affect your decisions. It's your life, not theirs. Do what matters most to you; do what makes you feel alive and happy. Don't let the expectations and ideas of others limit who you are. If you let others tell you who you are, you are living their reality — not yours. There is more to life than pleasing people. There is much more to life than following others' prescribed path. There is so much more to life than what you experience right now. You need to decide who you are for yourself. Become a whole being. Adventure

They know that their biggest assets are their time and energy and they guard both carefully. When they choose to get involved they do it wholeheartedly; it’s either 100% commitment or none at all.

Successful people don’t care about what others think they should do, because they are intentional about their journey and know when they need a second opinion. They don’t care about grandiose plans but they love concrete outcomes, inspiration and success stories. They ignore the small things in favour of the actions that truly make a difference. They make no attempt to always be right and they don’t mind saying no.

Warren Buffett, George Soros and Carl Icahn started out with nothing. These entrepreneurs became billionaires by investing. How?  By following these principles

Prosperity is a by product of an effective management of whatever God provides. Know this; Your hardest times often lead to the greatest moments of your life. Keep going. Tough situations build strong people in the end. Do not fear failure but rather fear not trying.