Tired of being broke? These personal finance tips will help you keep going when you have no money and start moving towards financial freedom.

1. Keep a positive mindset

Right now might be a tough time for you financially, but realize it will pass. Nothing is permanent and you just have to do the best you can to get through it.

Stressing and having a negative mindset isn’t going to change the situation, it’s only going to make you feel worse. Take it day by day and focus on the positive.

2. Try a no-spend challenge

Turn saving money into a game to stay motivated. Try not spending money for a week or do a 30-day no-spend challenge. Certain necessities like groceries are allowed, but any extra spending is not allowed.

3. Find free activities to keep busy

If you are broke, staying in and moping about the situation isn’t going to help. Go for a walk, check out a book or movie from your local library, or look for free activities in your community. Keeping busy will take your mind away from your current financial situation.

4. Skip grocery shopping for a week

How much does your family spend on groceries per week? 

 Try skipping the grocery store for a week and eating what you already have in your cabinets and freezer.

5. Sell items you don’t use for extra cash

Chances are you have plenty of things around the house you don’t use anymore. Clean out the closets, basement, or garage and sell them for some quick cash. Try Facebook buy/sell groups, Craigslist, or any other local community groups.