Financial counseling became a matter of revealing these principles and allowing financially troubled persons to choose whether to obey them or not. These principles reveal God's instructions to His children for conducting their financial affairs.

I believe that one of the major themes of the Bible is obedience to the Lord. These financial principles are real, and obedience to them demonstrates that Christians are trusting God in another area of their lives.

The sixth principle is being content with what one has. Hebrews 13:5 puts it succinctly: "Let your conversation be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee."

One area where people often first become discontent involves the old automobile. Too many persons trade or sell their cars before they are used up. There's a big difference between fixing up the old junk heap to drive three more years and buying a new car. Many salesmen make the slick remark, "You just make that easy monthly payment." There is seldom anything easy about that monthly payment. It seems to get harder to make all the time. Second Corinthians 6:10 is so beautiful to apply here. It reads: "As sorrowful, yet always rejoicing; as poor, yet making many rich; as having nothing, and yet possessing all things."

My friends in the automobile business tell me that most cars are good for more miles than most people put on them. Just because a car has over 100,000 miles doesn't mean a person has to get rid of it. Look at some of the buses, trucks and cars still going strong, especially in countries outside North America. They are cars of the same age and mileage that other people junked years ago.

A worthwhile saying to remember on contentment is this: "Use it up, wear it out, make it do, do without."

The seventh principle is that of keeping records and making a budget. God's Word says, "Buy the truth, and sell it not; also wisdom, and instruction, and understanding" (Prov. 23:23). "Through wisdom is an house builded; and by understanding it is established: and by knowledge shall the chambers be filled with all precious and pleasant riches" (24:3,4).

If someone were to tell me that he's going to run his business without keeping any records, I would say this is downright stupid. And it is even worse for one who really wants to be a good steward of the Lord's money.

I started my children on a three-category budget when they started school. Every week I distributed the allowance-$1.50-.50 cents each for depositing in separate calling card boxes designated "save," "church," "spend." The kids had a visual control system. If there was no money in there, they had no money to spend. Making a budget won't be that simple, but the idea is the same.

A man I know to whom I have given financial counsel thought he was doing great because he had to borrow only $300 in the last eight months. When I asked him how he managed to get along so well, he admitted he had sold his week of vacation for $500 and had some overtime pay.

I figured that the fellow was actually spending $175 per month more than he was making during the eight-month period, despite the one-time windfall of getting rid of his vacation and working overtime. A year from now, at his present rate of overspending, he would owe $2100 more, with interest adding to his debt totaling more than $30 each month.

By keeping good records, having a plan and being honest with oneself, a person won't get into financial trouble. I seldom see financially successful people who don't keep good records.

It's the same with my own business cars. I cut all my salesmen back 15 percent and made a little budget. The salesmen follow a monthly plan and know what the limit is. They are staying within the budget without a reduction in sales. It's just a matter of being more efficient with what one has.

The eighth principle is, don't cosign. God says in Proverbs 27:13 to exercise extreme caution in cosigning. The advice infers that the world's poorest credit risk is the man who agrees to pay a stranger's debt. When a person cosigns a note, he is the one who is really borrowing the money. The reason a person needs a cosigner is because the lender is unwilling to lend that money to the person requesting the loan.

The ninth principle is that of hard work. The Scriptures spell it out: "In all labour there is profit: but the talk of the lips tendeth only to penury [poverty]" (Prov. 14:23). "He that tilleth his land shall have plenty of bread: but he that followeth after vain persons shall have poverty enough" (28:19).

It is important to work. "In the beginning God created" (Gen. 1:1). Even God is at work. This is a principle throughout the Bible. Many times I find that people in financial trouble aren't really working hard. I have often discovered in counseling young men in real financial trouble that they are "tooling" around too much of the time and putting 2000 miles a month on the car. I advise them to take a second job. This increases their income and decreases their expenses and it keeps them from misusing or frittering away their time.

The last principle is that of seeking godly counsel. Psalm 1:1 declares, "Blessed is the man that walketh not in the counsel of the ungodly." A person needing financial advice should not go to someone who makes his living selling the very thing he's contemplating buying. "Without counsel purposes are disappointed: but in the multitude of counsellors they are established" (Prov. 15:22).

Before buying a house, purchasing a car or just borrowing money, pray about it and seek the counsel of godly people. They can keep you from making a lot of mistakes. The reason so many persons don't seek counsel is that they don't want to be told by someone an intended action is unsound-they just like to do what they want anyway.

Above all, don't sign anything until you check the deal thoroughly first. Don't be hurried into any deal. The worst deal in the world is often the one in which a person is rushed into signing-capitulating to a relentless salesman's chance-of-a-lifetime-offer pressure tactics. The best offer in the world can wait.

As one learns to follow these eternal principles in his personal finances, he will know the joy that comes from trusting and obeying God.

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Hyderabad, India | AGENCIES | An Indian Man who worshiped US President Donald Trump and built a shrine to him, has died reportedly of cardiac arrest. His family confirmed his death on Sunday.

Bussa Krishna,38, a farmer who called President Trump his god, stopped eating after the American was infected with COVID-19.

The man from Telangana in South India, had built a shrine to Trump and was fasting as he prayed for his health, according to a reports .

His family members said after learning about Trump’s Coronavirus infection, he was worried and had reportedly not taken food properly for a while.

Reports from India indicate that he was taken to hospital after he collapsed, and doctors declared him dead.