Until you can pinpoint what you’re spending on, you’ll remain clueless and never be able to save more. With that in mind, here are five simple ways to reduce your daily expenses.

1. Reduce your daily expenses by cooking for yourself instead of eating out

When you prepare your meal, you save even more on the cost of food. It could be detrimental to your finances if you stick with the expensive lifestyle of eating out.

You can pack up your breakfast and lunch for work or school rather than buying food. To save yourself time and stress, you can cook a huge meal and save it in the freezer to reheat later.

If you like a variety of meals daily, you can also cook different delicacies and refrigerate them. 

Cooking at home is not only cheaper but healthier. Meals like veggies and beans are cheaper when cooked at home they are more filling than fast food.  

2. Take your water or beverages to reduce your daily expenses 

It might not seem like much to spend $1 or $2 on bottled water or twice that much on drinks. However, that can build up to $20 or more per week very fast.

Instead, fill up a reusable water bottle on your own and keep it filled up all day.

It is also less expensive to bring your own beverage from home than to purchase one when you are out and about, whether it’s iced tea, smoothies, or bottled sodas.

3. Walk to work or use public transit to reduce your daily expenses and save money 

If you live close enough to work, you can make your commute a fun walking experience. You’ll not only be exercising for free, but you’ll also be saving a ton of money. The annual expense of a typical automobile trip to work is roughly $4,000. This can be preserved and applied to a more beneficial endeavour.

If your work is a distance from your work, you can use public transport, it is not only good for the environment but also for your wallet. 

To know if this alternative is really worth it, you will need to add your daily expenses for petrol, parking, and car maintenance and then compare them to the costs of using public transport.

In many cases, if you use public transport you’ll most likely save a significant amount of money.

4. Reduce your daily expenses by quitting bad habits

If you have a bad habit like smoking or drinking alcohol, it can drain your finances.

Not only is giving up smoking good for your health, but it can also help you save money. If you smoke a pack a day, quitting will save you almost $2,000 a year.

Alcohol use can be reduced or eliminated, which is also a healthy decision that can help you save money—the average adult spends $1,200 year on beer alone.

5. Be aware of how much you waste on cellular data to reduce your daily expenses 

Source: Vergizmo

Verify the settings on your smartphone to ensure sure Wi-Fi is always used for data whenever possible.

You can easily save money by switching to a cheaper data plan if you reduce your daily, weekly, or monthly cellular data usage.

Most data plans also expire before the given date due to usage. Connecting to Wi-Fi when you have the opportunity can help you limit and reduce your data usage. 

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A great way to get started with organizing your life is by making lists and to get started with this all you need is a notebook and a pen. Writing down everything helps to remove thoughts from your brain and transfers it onto paper. This makes it easier for you to envision things and makes it easier for you to tackle the tasks ahead of you. A notebook and pen are cheap and simple tools that you can use to organize different aspects of your life. A few things you can organize using a notebook and pen to help make your life easier include:

1. Budget: A budget is key to financial freedom. Creating a budget can be a daunting task, however, it can easily be made using a notebook. You can use your notebook to track your expenses, income and spending habits. Recording these important details will help you develop healthy money habits and lead to an overall organized life.

2. Goals and projects: Recording your goals and projects in a notebook is a great way for you to stay accountable with your goals and the projects you are working on. when you have everything written down, it will be easier for you to review and decide what steps to take to improve or what needs to be removed.

3. To-do list: A to-do list is simply a list of tasks you wish to complete. Keeping a to-do list helps you remember important tasks you have to work on. it also relieves the burden of having to remember every single task you need to work on. you can use your notebook to optimize your to-do lists by breaking it down into smaller tasks chunks. First start off with a brain dump of all the tasks on your mind, then using your notebook you can split up the tasks into your weekly plan and further break it down into your daily plan.

4. Routines: You can plan out your routines using a notebook. Your routines might include your morning, night, work, cleaning, study or even self-care routine. Think about what your ideal routine is and write it down in your notebook. This will give you a visual outline of what you are meant to do and it can also help you stay in line with your routines.

5. Meal and Shopping lists: You can use a notebook to plan out your meals for the day or even the week. This eliminates the stress of having to think of what to eat at different times of the day. Another list you can plan is a shopping list. Drafting up a list of items you intend on buying before heading to the market or stores can prevent you from making unnecessary purchases. A shopping list comes in handy when you plan on buying groceries or even other household items.

You don’t have to own a fancy journal and pen to get started with planning your life. you can also organize your life digitally by using online note taking apps however using a notebook and a pen gives a distraction free method of organizing your life. Writing down lists is an effective way to organize your life and declutter your brain thereby leaving space for more important things.

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