He added that, “It is one thing for the CBN to obey the Supreme Court order by recognizing the old notes as legal order and another for it to make the cash available for transactions.”

Also speaking, a development expert, Joseph Momoh, said: “Although some banks have complied with the directive by the CBN following the Supreme Court judgment, the amount they are dispensing is quite small.

“The CBN should make available the old notes that it earlier mopped up so that the hardship that micro, small and medium enterprises are currently undergoing can gradually ease off.”

On his part, a chartered accountant, Umar Mohammed, who consults for some banks said it will require political will to solve the problem of the cash crunch.

“Nobody is saying the whole N2.3 trillion mopped up must be brought back. What is clear is that Nigeria is not fully ready for the cashless policy.

“We have learnt many lessons that the banks do not have the requisite infrastructure. There are millions of Nigerians that are unbanked. And the citizens also need more sensitization.

“Therefore, I want to appeal that the president and the CBN swallow their pride and appreciate these facts. Of course, some people have already keyed into the cashless policy which is to their credit.

How to Become a Millionaire: 6 Habits That Can Make You Rich

how to become a millionaire

Want to get rich? If you work for someone else, you won’t.

That’s why entrepreneurs are willing to face the vulnerability, the emotional ups and downs, and the risk of public and private failure. They want to succeed on their terms–and they aren’t willing to accept a cap on their success.

Here are nine habits of people who become rich:

1. They don’t make choices–they create choices.

Most people simply choose from column A or column B. People on the path to wealth often skim through A and B and then create their own column C.

As Jon Burgstone says:

“Every time you want to make any important decision, there are two possible courses of action. You can look at the array of choices that present themselves, pick the best available option, and try to make it fit.

“Or, you can do what the true entrepreneur does: Figure out the best conceivable option and then make it available.”

And that’s why entrepreneurs often accomplish the inconceivable–because to the wealthy, that word truly doesn’t mean what everyone else thinks it means.

2. The voice in their heads is louder than every other voice they hear.

Others may doubt. Others may criticize. Others may judge and disparage and disapprove.

You don’t care. You see all those opinions for what they are: not right, not wrong, just data. So you sift through that data for the actual nuggets you can use. The rest you ignore.

Why? You may respect the opinions of others but you believe in your ideas, your abilities, your will and perseverance and dedication. You believe in yourself. And that makes you want to live your life your way … and not anyone else’s way.

3. They believe that how they play the game truly is more important than whether they win or lose.

If you’re on the path to wealth, you’d rather fail on your own terms than succeed on someone else’s. You’d rather reach for your own future than have your future lie in someone else’s hands. You feel it’s better to burn out than to fade away.

Sure, you want to win. You’re driven to win. But you want to change the rules, create your own playing field, and win the game you want to play–because winning a game in a way you’re forced to play would still feel like losing.

4. They enjoy succeeding through others.

Talent is obviously important, but the ability to work together, check egos at the door, and make individual sacrifices when necessary is the only way any team succeeds.

That spirit can only exist when it comes from the top.

And that’s why truly wealthy people focus on the individual rather than the position, the team rather than the hierarchy, and most important, from gaining happiness and success from the happiness and success of others.

5. They don’t need to be disciplined, because they can’t wait to do all the things that bring them closer to achieving their goals.

Discipline often boils down to finding a way to do the things you need to do. Wealthy people can’t wait to do the things they need to do. They have goals and dreams, and they know every task they complete takes them one step closer to achieving those goals and dreams.

That’s why people on the path to wealth can have fun performing even the most mundane tasks. When there’s a clear line of sight between what you do and where you want to go, work is no longer just work. Work is exciting. Work is fulfilling.

Work, when it’s meaningful and fulfilling, is living. And that’s why …

6. They don’t want to simply gain a skill and then live a routine.

Some people work to gain a skill or achieve a position so they can relax, comfortable in their abilities and knowledge. They’ve worked hard and are content. (That’s not a bad thing; everyone’s definition of success should be different.)

People on the path to wealth hate the contentment an acquired skill brings. They hate the comfort an achievement affords. They see acquired skills as a foundation for acquiring more skills. They see achievements as platforms for further achievement.

In short, they pay their dues and they want to pay more dues. They look at themselves in the mirror and think, “OK … but what have you done for me lately?”

And then they go out and do more.