Being rich and wealthy gives a great deal of Joy, but attaining such status requires sacrifice, principles and rules.

The 11 principles listed below will serve as a guide for you to becoming very rich.

1. Have a dream and work towards achieving it.

Dreams are not just what we experience when we go to sleep,one can also be awake and create his or her own dreams. This have to do with the mind game of creating(planning) what you want to be in the nearest future, and it does not only stop with the creation process, but also working towards achieving it. It is usually the first step in every man's growth for wealth and this has to do with the planning of how you want your tomorrow to look like. This will enable you know those things that you need to apply so that your dreams will come true.

2. Choose your friends wisely.

there is this popular quote that says "show me your friend and I will tell you who you are" the above statement explains it all, a man who wants to be rich in future will have to move along with friends that have the same goal in life. If you want to be a footballer choose friends that love football, don't forget the fact that if you create friends with goal-oriented attributes you will always strive towards achieving your goals. (If Pablo Escobar is your mentor then choose a friend whose Mentor is Gustavo)

3. SWOT analysis.

SWOT ( strengths, weaknesses, opportunities, threats) the four listed elements above must be applied in your business if you must become rich in the future. at some point in your business try to undergo a proper SWOT analysis, this will help you to know your strengths in the business, understand your Weaknesses, identify more opportunities that will make your business to grow and checkmate certain factors that serves as a threat to your business, by so doing it will help you to create a balance in the growth of your Empire.

4. Positive risk taker

Risk is one among the various prices to be paid if you must be rich in life, a man that is atychiphobic (fear of failure) don't do well in business. you must be positive minded (optimistic) when taking risk, also believing that if your action towards achieving your goal fails the first time it's not the end of the world just try it again. ( Note : Gambling with all your capital with the aim of multiplying it, is different from taking risk)

5. Have variable financial sources.

The most risky part of financial growth is the aspect of putting all eggs in one basket. Most Rich men that are being celebrated today have different streams of income, always have other means of bouncing back even if one aspect of your business collapse. flexibility in wealth source is very important, if you are working for the government create a small business that can always give you more money, if you are into doing business, be diverse and invest in different types of businesses because it gives you room to make a choices in future.

6. Avoid borrowing too much.

Limited borrowing is good for the growth of your business, but borrowing too much would only place you in the position of using all your profit to paying interest. It is advisable to always start with what you have and grow your business, because most businesses have collapsed due to too many debt used in running it.

7. Read books.

Apart from influences gained from motivational speakers, book reading habit helps you in growing your wealth and becoming rich. If u want to be rich, try and look for books that will encourage your initiative towards creating wealth, most books will expose the ideas that will help you in overcoming your errors towards achieving success in life.

8. Cut down your expenses.

Spending too much would only expose you to the risk of going bankrupt. If you must spend, spend in stocks, shares, real estate, and other investment. Avoid spending too much on drinks, parties, donations and others. food is very essential but spend wisely on it,eating seven times in a day is equivalent to eating your future today, minimise too many expenses that is not yielding profit.

9. Start your own business.

Starting a business of your own from the scratch gives you the opportunity to becoming rich and wealthy, if only you can properly follow the SWOT analysis when starting a business. Starting your own business will give you the space of monitoring your financial growth, and this will enable you know when you are doing well and when you are failing in the business plan.

10. Invest in human and community.

Investing in human and community initiatives is one of the secret of being extremely rich, it gives you the opportunity of standing back fast if your financial state wants to fail you. It opens more doors for growth and riches. there is no doubt to the saying "givers can never lack".

11. Prayer.

Prayer is also a basic tool to being rich, if you must make it to the top, pray to the God you believe in. if you are a traditionalist pray to your god, if you are a Christian or muslim consult your God, it will help you in gaining that financial stability you seek for, wealth creation and riches in most casses requires divine intervention from a supernatural being.

The word "Karma" according to Hindu and Buddhist relegions referes to the belief that all good and bad things that you do in this life affects how good or bad your future life will turnout to be.

Here are the 12 Laws Of KARMA and how they are applicable in our everyday lives.

1) The great law; " As you sow, so shall you reap", this is also known as the law of cause of and effect. Whatever you put out in the universe is what comes back to you. If you want happiness, peace, friendship and love. Then you need to be happy, peaceful, friendly and loving.

2)The law of creation; life does not just happen, it requires our participation as we are connected with the universe both inside and out. Whatever surrounds us gives a clue to our inner state. Be and do yourself. Do what you want to have in life.

3) The law of humanity: " what you refuse to accept will keep following you". If what we perceive is an enemy, or someone with a character trait that we find to be negative. Then we ourselves are not focused on a higher level of existence.

4)The law of growth: "wherever you go there you are". For us to grow in spirit it is "we" who need to change and not the people, places or things around us. When we change our thoughts and behaviour our lives changes too.

5) The law of responsibility; " whenever there is something wrong, we can find the errors within our thinking perception". We mirror what surrounds us, and what surrounds us mirrors our lives.

6) The law of connection; "even if something we do seem inconsequential it is very important that it gets done as everything in the universe is connected". Each step leads to the next step.

8) The law of giving and hospitality: "when we believe something to be true. Then something in your life will be called upon to demonstrate the truth. We put what we say we have learned into practice.

9) The law of here and now; "looking back to examine what was, prevents us from totally being in the here and now". Old thoughts, old pattern of behaviour, old dreams. Prevents us from having new ones.

10) The law of change: " history repeats itself until we learn lessons that we need to change our paths".

11) The law of patience and rewards: " all rewards require initial toil". Rewards of of lasting value requires patient and persistent toil.

12) The law of significant inspiration: " you get back from something whatever you've put into it" the value of something is a direct result of the energy and the intent that was put into it. Every personal contribution is also a contribution to the whole. Lacklustre contributions have no impact on the whole.