Do you know that procrastination prevents success; you can never cross the ocean until you have the courage to lose sight of the shore; nothing will happen unless you take the initiative to do it. Have the courage to follow your heart and intuition. Thinking is not enough, you must act; this is the moving factor of success. Don’t spend all your hours’ day-dreaming, take the first bold step towards the goal. You have what it takes!

Listen, maximize your time; a man who waste his time in frivolities has not discovered the value of life! Have a fulfilled day!!

    We have 365 days in a year. Oya let me break it down on how u can achieve a great savings this 2020

100 naira daily------ 36,500 naira 

200 naira daily------ 73,000

300 naira daily------ 109,500

500 naira daily------ 182,500 

1,000 naira daily------ 365,000

1500 naira daily------ 547,500

2,000 naira daily------ 730,000 

2,500 naira daily------ 912,500

3,000 naira daily------ 1,095,000

Choose anyone u can be consistent with, meet a good carpenter to help u construct a piggy bank. 

Say NO to reckless spending this year.