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Favoursplashy

~0.2 mins read

LEAVE MY HUSBAND ALONE!
Purity mbewe from Katete leave my husband alone, stop chasing after him find yourself a man let him be,
 Are you not asham£d of yourself texting a married man and busy asking for Dodix.
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Favoursplashy

~0.7 mins read
I just want to take care of Success, she's like a daughter to me and I love her the same way I love my children and I don't have any marîtal interest on her." Ned Nwoko
"Nigerians ought to have known me already, I'm better than this. I don't get marrîed to teenage gîrls. I know I love having many wîves but I can't get marrîed to a gîrl who is less than 20-years of age even if she's a vîrgin. I have 5-wîves and a wîfe, Regina Daniels who sees me like gold. So even if I wanted to get marrîed again, I wouldn't get marrîed to a child whom I watched grõw, Success is like a daughter to me. I just love taking care of CHILDREN IN NEED, that's why I wanna take good care of Success." Ned Nwoko
For all The DAUGHTERS IN NEED, may the God who did it for Regina Daniels and is about to do it for Aunty Success locate you
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Instablog9ja
Are There No Elders In Your Family? — APC Chieftain, Joe Igbokwe Quizzes Psquare Following Their Recent Fallout
~0.3 mins read

APC chieftain, Joe Igbokwe, has taken to social media to share his thoughts on the crisis between popular music duo, Peter and Paul Okoye of PSquare.

Reacting to the recent crisis between the brothers, Igbokwe in his post asked where the elders in their family are to settle the rift between the brothers. He also wondered why their wives had not been able to settle the rift.

Continue reading on Instablog

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Simonkingsley
Top 5 Ways To Make Money Online Without Paying Anything
~7.1 mins read
Are you interested in learning how to make money online without paying anything?
You are not alone…

One of my readers recently sent me a message asking if there are ways Nigerians can make money online without investment.

I provided answers to her via email and decided to share with my other readers who might be interested in building multiples streams of online income without having to spend a dime.

As a matter of fact, there are tons of online money making opportunities on the internet Nigerians can benefit from. However, some of them require investments.

This can pose a huge challenge for anyone who’s cash strapped or facing financial difficulties but still want to make money online.

Not anymore…

I will show you how to take advantage of several easy ways to earn on the internet for free.

But, like I’ve always said, before you think of venturing into any online business, you need to own a smartphone, computer and a good internet connection.

Without all that you can’t work online.

Data plans in Nigeria are not free; however, it’s safe to admit they’ve been quite cheap in recent times, so that shouldn’t be much of an issue.

What I mean by you not having to spend anything is that you won’t need to pay anyone a dime to make money using the ideas I’ll share with you.

Here are the ways you can make money online without paying anything:

1. AdSense for hosted contents

Google AdSense is the world’s biggest and most popular contextual advertisement company, and is one of the many smart ways people make money online without paying anything.

To get an AdSense for hosted content account approved, you need to own a property in one of the three largest Google-owned platforms, which are:

1. YouTube

YouTube is the world’s second largest search engine after Google search. Virtually everyone in the world know YouTube. People who don’t are probably living in caves.

Before I understood a lot about YouTube, I always wondered why people would pass on their professional knowledge for free.

Imagine professional caterers uploading free videos to teach you how to make some of the best recipes from around the world.

Although you watch those videos for free, the owners of those videos monetize them with Google AdSense.

YouTube is a completely free to use platform. You too can upload videos to teach the world what you know and get paid for doing so.

2. Blogger

Blogger is owned by Google, which also happens to own AdSense. It is one of the oldest blogging software in the world.

You can create a blog for free using Blogger and monetize that blog using Google AdSense or any other means possible.

If you’ve been following Linda Ikeji, Nigeria’s most popular gossip blogger, then you’d know she also got her blogging career up and running for free using Blogger.

3. PlayStore

PlayStore is the official marketplace of all android phones and is also owned by Google. You can upload your app for free and through that app get Google AdSense (AdMob) approval.

If you know how to create mobile apps, then it is another huge opportunity to make money for free online.

Creation of mobile apps is not difficult. You can learn app development for free using several free YouTube videos.

You see, I told you…

…you can learn almost everything for free online.

2. Freelancing

A freelancer earning and making a living Freelancing is another option for anyone looking to make money online without paying anything.

A freelancer or freelance worker is someone who offers his services on freelance sites and is contracted to clients for short-term jobs.

I shared a list website where you can get home based jobs in Nigeria. All of the websites I shared require zero payments. You can begin selling the minute after you create a freelance account.

Popular among them are:
PeoplePerHour
Fiverr
Freelancer
Upwork

Services you can render on freelance sites can range from professional to non-professional services.

1. Freelance writing

If you’re a skilled writer, you can offer your services on those freelance platforms I listed above or other websites like iWriter created specifically for writers

On freelance writing platforms, you can become a ghostwriter, resume writer, creative writer, blog post writer, or offer any form of writing jobs you feel you’re capable of handling.

2. Freelance graphic design

This is another service you can render as a freelancer on freelance platforms. There are several freelance graphic design sites on the web you can sign up with for free and get graphic design jobs.

As a graphic designer, you can get jobs in design related categories like Logo design, Greeting card design, etc.

3. Freelance Typing

Offering typing services on freelance sites is another way to make money off freelancing without investing a dime.

The most popular typing services I know of is Transcription. You can easily offer that service in return for money.

There are several other services you can render on freelance platforms. I recommend you visit each of those websites to browse through the list of services available and know the ones you can render.

3. Taking Paid Surveys

A paid survey website allow you to take survey on the regular consumer products you use in exchange for paying you certain commissions.

Paid survey companies are quite new and there are only a handful of them in Nigeria. However, over the years, they’ve continued to experience massive growth.

Most survey sites are free to join. In other words, you don’t have to pay anything to begin to take surveys on those sites for money.

Popular survey sites available in Nigeria are:

Mobrog
Triaba
Opinion World

There are several international survey companies you can register with. However, most of them only payout with PayPal, which currently doesn’t support funds reception in Nigeria.

If you visit a survey site that asks you to pay to take surveys, then it’s very likely to be a scam survey site.

Whatever you do, just make sure you don’t join any survey site without carrying out proper research on it first.

Also, make sure you join as many survey sites as possible. This will increase your chances of making more from taking surveys online.

4. Affiliate Marketing

Affiliate marketing is a multi-billion dollar industry that keeps growing every single year.

An affiliate marketer is a person who promotes or markets affiliate products in exchange for receiving commission for sales made or leads generated.

Affiliate marketing can be started without investment. I’ve seen affiliate marketers who use the platform to promote their affiliate products.

After joining any affiliate program, it is left for you to decide how you wish to promote your products, provided it doesn’t go against the terms of the affiliate company.

CPA marketing is one of the most common ways affiliate marketers make money online.

You can perform CPA marketing using a Facebook page, YouTube or any other platform that can help you connect with an audience for free.

Affiliate marketing can also be done verbally. Just like the marketing department of a bank, where marketers get paid commissions for people who create bank accounts through them.

For instance, if you have a Payoneer account, you automatically become an affiliate if you decide to refer other users to register with Payoneer.

Payoneer pays both the referee and referrer a commission of $25 for every successful referral that receives payment to the tone of $1000.

Not just Payoneer, several other online companies have a referral or affiliate program.

I must admit, though. Affiliate marketing requires a lot of time to master.

Taking courses from reputable institutions and investing money increases your chances of earning quickly.

5. Teach online courses

For you to be able to teach online courses, then you must be skilled at something and be able to communicate your knowledge in the form of an eBook or video lesson, etc.

If you wanted to get this done on your personal website, then you have to spend money build that site.

Since you’re interested in making money online without spending anything, I recommend you start your online course tutorship on already established platforms.

Online course platforms allow you to list your course for free in exchange for getting small commissions from whatever sales your courses generate.

The most popular online course platforms are:
Udemy.com
coursera.org
lynda.com, etc.

There are tons of other websites you can offer and monetize your courses for free.

Final words

Whichever among the ideas you decide to build upon, just make sure you learn a lot and do a lot of readings to help you get started.

Making money online is not as easy as it sounds. Even if you’ll not need to invest money to get started with the businesses I shared above, you need to invest your time and effort.

Which of those methods do you wish to apply? I look forward to hearing your views
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Simonkingsley
14 Legit Ways To Make Money Online In Nigeria
~5.6 mins read
There are several ways to make money online in Nigeria with little or no capital investment. It doesn’t matter if you are unemployed, full-time employee with a major corporation, a stay at home mom, a university student, or a job-seeker, fashion designer, or any job. All you require is knowing how to use the internet.

The internet has made life so easy that you can get a business for yourself in minutes, hours and days within the digital scale with no too much stress. No matter where you live, as long as you have an internet connection, you can always make money online. In this article, we would implore some legit ways to make money online. https://www.schooldrillers.com/ways-to-make-money-online/

1. Website development

Learn how to develop websites, start by learning HTML & CSS and then you can go with how to build wordpress sites.

You will find Many online tutorials for free . All you have to do to be patient and learn how to do it step by step and work hard on it and you will have it…

Once you learn you can make Money through the freelancing websites or even work with big companies from home… And you can build complete websites and sell it on Envato Market.

2. Online Books publication

Okadabooks is an online website in Nigeria that makes it fast, easy and free to publish books online. This is not limited to books alone but also short stories, reviews or anything worth reading. The best part is that Okadabooks allows users to monetize each book published which means you get paid when any of your publications are downloaded or read.

3. Sell Designs & Creatives Online

Do you have some basic design experience? Printivo Online Store is a marketplace that allows anyone to upload and sell designs to customers. Each time a Printivo customer makes use of your design or orders a print with your design you get paid 15% of the value of the design by Printivo.

4. List on Property Websites

Do you know of any property available for rent or building for sale in your area where you live? You can always earn a quick agency fee by posting available properties in your area on property websites such as Tolet, Jumia House & Private Property. All you have to do is to register as an agent and you are good to go.

5. Start a Blog or a Vlog

Yes, good old blogging is still chugging along in 2017. By providing valuable content on a regular basis you attract like-minded prospects who are interested in information and products related to your niche. The more traffic you have the more money you can make by monetizing your blog. For Vlogging, you can get started by creating a Youtube channel as a platform for distributing your video contents.

6. Sell on E-commerce Websites

Another legit way to make some extra cash online in Nigeria is by selling on e-commerce websites. Jumia, Konga, PayPorte are all e-commerce websites that allow a merchant to list and sell products online for free. This list of websites exposes your product to a huge chunk of online audiences that you will not be able to access offline making it easier and faster to sell and make more money online.

7. Affiliate Marketing

If you’ve got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online. You can even apply to affiliate programs of some notable brands in Nigeria such as Konga and Jumia Affiliate Program.

8. Offer Professional Services Online

Another way to make quick and legit money online is by freelancing. Most freelancing websites allow you to leverage your skills to earn some quick cash online. Common skills in demand for online services like these include content writing, social media management, website design, graphic design, search engine marketing, etc.
9. Become a Virtual Tutor

Another way to make money online is by teaching others what you know. You can become a virtual tutor and engage in one-on-one tutoring sessions or even host Webinars to help people directly with any number of topics. Nigerian websites like Tutors NG allows users to monetize their knowledge by creating online learning materials for others in need of specific knowledge.

10. Online Surveys

An increasingly popular way to make money online in Nigeria is to fill out online surveys. This can be done in your spare time. Research companies are always recruiting new members to answer surveys and test new products. For a few minutes of filling online surveys, you can make some quick cash as a reward.

11. Apps & Websites Testing

The main aim is to improve online experiences for everyday internet users. Internet companies are always looking for real people like you, to test out new or existing mobile apps and websites so that website owners, coders, and designers can see and evaluate the obstacles that real people experience with their products. Most of the companies reward the testers in cash for each app or website tested (Check out User Testing).

12. Email Marketing

Build up an email list and sell courses and ebooks based on that topic!

You can easily Build an email list by offering a free Book or course from your own products and let the user download it from their email.

Or using many tools online to build this list like Facebook, Instagram, Snapchat, others.

Now that you have a list provided them with value, it’s time to think about the ways you can make money with your newsletter.

The most important thing to remember when exploring ways to monetize your email list is to make it relevant to your audience.

You can use your list and make money by:-

Affiliate marketing
Sell your own products
Get paid to send your subscribers to other sites
Sell sponsor ads
13. Language Help

If you know more than one language you can help others by:-

Why not build an online course and sell it on udemy.com or any other sites which sell courses… Or perhaps, Work as freelancer translator on freelancer.com, upwork.com.

14. Write an Ebooks

Write an in-depth ebook about something you love and are good at. Sell it on Amazon, affiliate programs, Facebook, Instagram and other ad platforms!

If you are good at anything, it’s researching and writing. With the Amazon Kindle store, anyone can publish an eBook and make money.

And the Kindle app is now available on almost any device (laptops, iPads, smartphones and yes, Kindles) so your global market is huge!

List your book for £1.49 – £6.99 and you earn 70% of the sale. Considering Amazon is the ultimate selling machine (and remember people are looking to spend), that is a fantastic deal.

The key to success with eBooks is to create value, and write non-fiction. Simply bundling information you have researched and compiled on a common problem (eg. ‘secrets’ to finding a job) and then presenting it in an easy to digest format (an eBook) justifies someone spending a few quid on it.

Another big tip is to have a great cover designed so it stands out, and once your book is live on the Kindle store it’s really important to get some reviews so it shows up higher in results. Encourage readers to leave an honest review at the end of your book.

The best thing about this lucrative idea is that once you’ve invested the time (say 20 hours), you’ll earn a passive income for years to come.
Source: Read more tips here
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Investopedia
S&P 500 Gains And Losses Today: Intel Dives After Announcing Layoffs To Cut Costs
~2.0 mins read

Major U.S. equities indexes tumbled Friday following the release of the latest U.S. labor market report, which revealed fewer-than-expected job additions in July and a jump in the unemployment rate to its highest level since October 2021.

The S&P 500 lost 1.8% in the week's final trading session. The Nasdaq plunged 2.4%, while the Dow closed the day 1.5% lower. 

Intel (INTC) shares posted the sharpest drop of any S&P 500 constituent, plummeting 26.1% after the chipmaker reported a wider-than-expected quarterly loss and announced layoffs to cut costs. The semiconductor giant said gross margin headwinds related to the development of its artificial intelligence (AI) computer product hurt its results.

The downdraft in the semiconductor industry was not confined to Intel stock. Shares of Microchip Technology (MCHP) sank 10.6% after the company issued a lackluster sales and profit forecast for the current quarter. The chipmaker cited macroeconomic headwinds, particularly softness in U.S. and European industrial and automotive markets, for the unfavorable outlook.

Prudential Financial (PRU) shares fell 10% following mixed second-quarter financial results. Although total revenue slightly topped consensus forecasts, the insurer's adjusted operating income fell short of estimates. A year-over-year decline in the firm's international operating income dragged down its performance in the quarter, reflecting the impact of lower net investment spreads and depressed underwriting results.

Clorox (CLX) shares notched the strongest gains in the S&P 500, jumping 7.4% after the provider of consumer and professional cleaning products posted better-than-expected quarterly profits. The implementation of a streamlined operating model focused on cost reductions helped the company achieve gross margin expansion and drive earnings growth. Clorox also announced an agreement to sell its Better Health Vitamins business and touted its progress on recovering from a cyberattack that affected the company last year.

Shares of internet domain provider GoDaddy (GDDY) gained 7% after the company boosted its full-year revenue guidance. The company highlighted the progress of GoDaddy Airo, an AI-powered tool included with new domain purchases that can help customers with a variety of functions, including the creation of social media ads and email marketing campaigns.

Shares of MarketAxess Holdings (MKTX), which operates an electronic trading platform for fixed-income securities, added 6.1% ahead of the company's second-quarter earnings report on Tuesday. In its most recent report, the firm reported better-than-expected profits, driven by record commission revenue from emerging markets, Eurobonds, and municipal bonds.

Do you have a news tip for Investopedia reporters? Please email us at tips@investopedia.com

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